top of page

Mortgage Protection

Mortgage Protection Insurance from Trendstar Insurance
Secure Your Home—and Your Family’s Future

Your home is likely one of the biggest investments you'll ever make—and protecting it should be a top priority. Mortgage Protection Insurance from Trendstar Insurance gives you the peace of mind that, no matter what happens, your loved ones will not be burdened with mortgage payments they can’t afford. It’s a simple, affordable way to help safeguard your family’s home and financial security.

What Is Mortgage Protection Insurance?

Mortgage Protection Insurance is a type of life insurance specifically designed to pay off or help cover your mortgage if you pass away, become critically ill, or become disabled. Unlike traditional life insurance, this policy is tailored to match the balance and term of your mortgage loan, making sure your family can remain in the home you worked so hard to provide.

Some policies also offer optional riders that provide coverage for job loss, disability income, or critical illness—helping you stay in your home during life’s toughest moments.

What Does Mortgage Protection Insurance Cover?

A Mortgage Protection policy from Trendstar Insurance can help with:

  • Paying Off the Mortgage in Case of Death: Ensures your family isn’t left with the burden of making payments alone.

  • Monthly Mortgage Payment Assistance: Covers your monthly mortgage if you become disabled or seriously ill (based on selected riders).

  • Protection During Job Loss: Some plans offer short-term help to keep your mortgage current if you’re laid off.

  • Guaranteed Coverage Options: Policies available with no medical exam in many cases.

Proceeds are paid directly to your beneficiaries—not the bank—so they can decide how best to use the funds.

Why Choose Trendstar Insurance for Mortgage Protection?

At Trendstar Insurance, we’re committed to helping families across Maryland, Virginia, and Washington DC protect what matters most. As a local, independent agency, we shop multiple top-rated insurance carriers to find the best coverage for your unique situation.

  • Easy Application Process

  • Flexible Terms to Match Your Mortgage

  • Coverage Available for Homeowners of All Ages

  • Licensed Local Agents Who Care About Your Future

We make it easy to understand your options, compare rates, and choose a policy that works with your mortgage and your budget.

Who Should Consider Mortgage Protection Insurance?

Mortgage Protection Insurance is a smart choice for:

  • First-time homeowners

  • Families with young children

  • Homeowners without enough life insurance to cover the mortgage

  • Anyone concerned about leaving their loved ones with housing-related debt

Whether you have a 15-year or 30-year mortgage, we can tailor a policy to match your loan’s balance and term.

How Much Does Mortgage Protection Cost?

Mortgage Protection is generally affordable, with fixed monthly premiums based on:

  • Your age and health

  • The amount of mortgage coverage needed

  • Your loan term

  • Optional riders (e.g., disability, job loss)

Our experienced agents will walk you through quotes from multiple carriers to ensure you get the best value and peace of mind.

Protect Your Home—Protect Your Family

You’ve invested time, money, and love into your home. Mortgage Protection Insurance ensures your family can keep it, even if the unexpected happens. At Trendstar Insurance, we’re here to help you protect what matters most—with honest advice, personalized service, and affordable options.

Contact Trendstar Insurance today to learn more about Mortgage Protection Insurance and receive a free, no-obligation quote.

Let me know if you'd like a version tailored for first-time homebuyers, FHA/VA borrowers, or those refinancing their home.

Protect Your Future

Safeguard your loved ones with our Life Insurance Products. Ensure financial security during difficult times with affordable coverage tailored to your needs.

Final Expense Insurance

Final Expense Insurance provides affordable, lifelong coverage to help cover end-of-life costs, such as funeral expenses, medical bills, and other final debts—ensuring your loved ones aren’t burdened financially during a difficult time.

Term Life Insurance

Term Life Insurance offers affordable, temporary coverage for a set period, providing a guaranteed death benefit to protect your loved ones if you pass away during the term. It's an ideal solution for income replacement, mortgage protection, and securing your family’s financial future.

Universal Index Life (UIL)

Universal Index Life (UIL) Insurance offers lifelong coverage with the added benefit of cash value growth tied to market index performance. It combines financial protection with potential wealth accumulation, giving you flexibility and security for the future.

Need Help? Call Us Today!

Riding through the Fields

TrendstarInsurance.com is operated by Trendstar Insurance Inc., a licensed general insurance agency (NPN #15856165) specializing in Home, Auto, Business, and Life insurance products. We are an independent agency. This website is owned and operated solely by Trendstar Insurance Inc. We do not sell or share your information with third-party lead vendors. Our services are offered only where we are properly licensed and appointed. Licensing information is available upon request and can also be found at https://www.trendstarinsurance.com/trendstar-licenses.

This website does not display specific insurance quotes or policy details. However, if you choose to provide your contact information and consent, a licensed representative may reach out to discuss available insurance options including homeowners’ insurance, renters insurance, personal auto coverage, commercial auto, general liability, workers compensation, business owner’s policies, and life insurance. Trendstar Insurance Inc. may receive a commission for any policies purchased through a carrier we represent.

Advertisements displayed on this site may be sponsored, and we may receive compensation from those advertisers, which may influence the placement and order of the ads.

Trendstar Insurance Inc. complies with all applicable state and federal regulations concerning the privacy and security of your personal information. This site uses cookies and other technologies to support essential business functions, personalize your experience, and evaluate site performance (Learn More). We do not share this data with outside parties. For details on how we use cookies and how to manage your preferences, please refer to our Privacy Policy.

Powered by Trendstar Insurance Inc. 2025

bottom of page