Rental Property Insurance

Rental Property Insurance from Trendstar Insurance
Protect Your Investment Property with the Right Coverage

Owning a rental property is a smart investment—but it also comes with risks. Whether you’re renting out a single-family home, a condo, or a multi-unit property, you need specialized insurance that protects both the structure and your financial interests as a landlord. At Trendstar Insurance, we offer landlord insurance solutions designed to safeguard your rental property and keep your income secure.

What Is Rental Property Insurance?

Rental Property Insurance—also known as Landlord Insurance or a DP-3 policy—is designed specifically for properties that you own but do not occupy. It provides protection that standard homeowners insurance does not, including coverage for tenant-related risks and loss of rental income.

While your tenant is typically responsible for insuring their personal belongings with renters insurance, your landlord policy protects the building, other structures, and your liability exposure as the property owner.

What Does Rental Property Insurance Cover?

A comprehensive Rental Property Insurance policy from Trendstar Insurance may include:

• Dwelling Coverage: Protects the structure of the home or building from damage caused by covered perils such as fire, storm, vandalism, or theft.

• Other Structures: Covers detached garages, fences, sheds, or other buildings on the property.

• Loss of Rental Income: Provides compensation if your property becomes uninhabitable due to a covered loss and you can’t collect rent during repairs.

• Landlord Liability: Protects you if someone is injured on your property or you’re found legally responsible for damage to someone else’s property.

• Optional Add-ons: May include vandalism, burglary, ordinance/law coverage, or equipment breakdown, depending on your needs and property type.

Why Choose Trendstar Insurance for Landlord Coverage?

As a trusted, independent general insurance agency serving Maryland, Virginia, and Washington DC, Trendstar Insurance works with top-rated insurance carriers to find the best rental property coverage for your budget and needs. We understand the challenges local property owners face—from tenant damage to liability issues—and we’re here to help you protect your investment at every step.

We’ll review your property details, rental terms, and risk exposure to tailor a policy that gives you peace of mind and financial protection.

What Affects Your Rental Property Insurance Premium?

Premiums for rental property insurance depend on several factors, including:

• Property location and age

• Construction type and condition

• Number of rental units

• Security features and safety systems

• Rental history and tenant occupancy

• Desired coverage limits and deductibles

Our team will help you explore discounts and policy options to maximize your protection while keeping costs under control.

Get the Right Protection for Your Property

Owning rental property is a big responsibility—and having the right insurance makes all the difference. Whether you’re a first-time landlord or managing a portfolio of rental homes, Trendstar Insurance is here to make sure your property is properly covered.

Contact Trendstar Insurance today for a free consultation and personalized rental property insurance quote.