General Liability Insurance from Trendstar Insurance
For general contractors and business owners, operating without general liability insurance is risky—and often not an option. This essential coverage protects your business from a wide range of third-party claims, including bodily injury, property damage, and legal costs arising from your operations, contracts, or completed work.

The cost of coverage depends on several factors, such as the type of work performed, annual gross receipts, payroll expenses, and the level of liability coverage you choose—typically ranging from $1 million to $3 million. Like auto insurance, general liability policies usually require a down payment followed by monthly installments.

Having the right coverage isn't just about protecting yourself—it's about protecting everyone involved in your projects. If someone not affiliated with the job gets injured, legal claims can be made against any party connected to the work. The more people on-site, the greater the exposure. That’s why comparing quotes and ensuring your team is properly insured is a smart and necessary business move.